My weekly #fgtrends No.336
#InsurTech weekly
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1️⃣ Hype vs. business impact in #InsurTech
InsurTech is no stranger to hype but with 2020 and 2021 bringing far more change than anyone bargained for, the industry has seen a fresh round of predictions and speculation.
2️⃣ Challenges for carriers towards #CyberSecurity insurance
“The trend toward digitalization will inevitably lead to a higher likelihood of cyber incidents. Prices in the cyber re/insurance market could therefore rise sharply over 2021-2023, even doubling in some cases,” said S&P Global Ratings credit analyst Manuel Adam.
3️⃣ The state of #FinTech #API in banking
Banks are taking a more sophisticated approach to their use of APIs to maximize the value they derive from these digital workhorses: Banks often initially adopt APIs to comply with regulations, Banks also increasingly rely on APIs internally to reduce costs and complexity associated with IT integration, finally 5 percent of banking APIs are used externally to generate revenue.
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